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Part of Awareness
Financial Literacy Essentials
A short, practical course on managing your own money well — building a real budget, forming a savings habit, using mobile money safely, and protecting yourself from digital fraud. Built for anyone starting their entrepreneurial journey, not just business owners.
3 hOnlineBeginner
Objectives
- Build a simple monthly budget that tracks both regular and irregular expenses.
- Set a realistic, specific savings goal and a plan to reach it.
- Use mobile money (Mvola, Holo) for everyday transactions without exposing yourself to common risks.
- Recognise and avoid the most common digital scams targeting mobile-money users.
Recommended tools
What professionals use for this course, with a free or open-source option wherever there is one.
- Google SheetsFree
Shared online spreadsheets, free with a Google account.
- Microsoft ExcelPaid
Spreadsheets, budgets and forecasts.
- LibreOffice CalcOpen source
Free spreadsheet that opens and saves Excel files.
Alternative to Microsoft Excel
- GnuCashOpen source
Personal and small-business accounting.
Alternative to QuickBooks
Lessons
- Course OverviewReading
- Who's Who in Comorian FinanceReading · 25 min
- Budgeting BasicsReading
- Building a Savings HabitReading
- Using Mobile Money SafelyReading
- Digital and Scam SecurityReading
- Your Rights as a Financial CustomerReading · 25 min
- Money from the Diaspora, Sent SafelyReading · 25 min
- Validation quizQuiz · 15 min
- What next? Tools and your pathwayReading · 5 min